Our Residential Program is designed to take the friction out of the underwriting process with the utilization of banking and retirement assets to deteremine a loans eligibility. With Tax Returns NOT required for the self employed and asset rich homeowners qualifying with their savings and retirement accounts, our residential program utilizes common sense underwriting practices to make financing availabkle for homeownbers whom have been improperly denied in the past.
Qualifying FICO - Primary Wage Earners
12 Month Income Lookback ONLY
No DTI / No Employment Required if Eligible Assets exceeds the Loan Amount
Deplete Assets over 36 Months
Asset Depletion, Bank Statement & Full Doc Income Streams may all be on the same 1003