Residential Loan Program

Residential Loan Program

Our Residential Program is designed to take the friction out of the underwriting process with the utilization of banking and retirement assets to deteremine a loans eligibility.  With Tax Returns NOT required for the self employed and asset rich homeowners qualifying with their savings and retirement accounts, our residential program utilizes common sense underwriting practices to make financing availabkle for homeownbers whom have been improperly denied in the past.

Product Highlights

Qualifying FICO - Primary Wage Earners

12 Month Income Lookback ONLY

No DTI / No Employment Required if Eligible Assets exceeds the Loan Amount

Deplete Assets over 36 Months

Asset Depletion, Bank Statement & Full Doc Income Streams may all be on the same 1003

VIEW SAMPLE 1003

VIEW RESIDENTIAL MATRIX

VIEW PRODUCT GUIDELINES